Habib Bank Zurich Hong Kong Limited

Accounts

We offer various types of accounts that are suitable for all businesses from start-ups, SMEs to large corporates. In addition to local currency accounts, the following accounts can also be opened in all major currencies such as CHF, USD, EURO, GBP, CAD and JPY.

Time Deposit Account
Call Deposit Account

Deposit Products

Time Deposits:

Habib Bank Zurich (Hong Kong) Limited offers competitive rates on Time Deposits with flexible tenor. We accept Deposits with minimum amount equivalent to HKD 500,000 in all major currencies.

For compliance with local laws and regulations, all customers or prospective customers will undergo a "Know Your Customer (KYC) " and due diligence process initiated by the Bank. Details of the information sought will be made available to customers or prospective customers upon request at any of our Branches.

For further information on terms and conditions and for attractive Interest rates*, please contact our Branches.

Deposits placed against Trade Finance facilities are subject to different rates, terms and conditions

Call Deposits:

Habib Bank Zurich (Hong Kong) Limited offers Call Deposits with One day /7 days/30 days/45 days notice. We accept Call Deposits with minimum amount equivalent to HKD 500,000 in all major currencies.

For compliance with local laws and regulations, all customers or prospective customers will undergo a "Know Your Customer (KYC) " and due diligence process initiated by the Bank. Details of the information sought will be made available to customers or prospective customers upon request at any of our Branches.

For further information on terms and conditions please contact our Branches.

Lending Products

We offer a wide range of customized financial services for Foreign Trade business. Our continued growth and successful operations are singularly fuelled by our commitment to provide fast service and a rapid response to our customers' needs. Flexibility and capability to deliver tailor-made products to meet and anticipate emerging needs are the trademarks our customers have come to appreciate.

Our services portfolio includes the following products:

Commercial Loans - short and medium term
Loan against Deposits
Loan against Securities
Revolving and Term Loans

Benefit from our various asset based lending and financing solutions designed to address your specific needs.

Trade Finance

HBZ provides a range of trade finance services to help its customers finance their growth. To discuss your trade finance needs, contact your relationship manager who will work with you to find the best solution. Whatever your requirements, you can be sure we offer the most flexible trade finance options, structured to suit your particular needs.

Trade Finance services include:

Import

Letter of Credits (L/C)
Guarantees
Import Collections
Trust Receipt Financing
Post Import Finance

Export

LC Advising & Confirmation
Documentary Collections
Export Documents Purchase and Discounting (DP / DA)
Negotiation and Discounting of Documents under Letters of Credit
Pre-shipment Finance
Rediscounting of Bankers acceptances / Forfeiting

International Presence

HBZ's international network and extensive correspondent banking relationships can help your business expand across the globe. Our dedicated Group Financial Institutions department can assist you with a myriad of services.

Online Banking

Our secure online banking platform, HBZweb gives you total control of your account. Delegate authority through Login Management, transfer funds locally or internationally at highly competitive rates, have immediate access to your SWIFT messages, manage your entire trade finance cycle online, view and download real-time account information and so much more.

HBZ online services are unique, cost-effective and unmatched - over 120 different online banking services.

HBZcms - make secure third party payments at your convenience
HBZeLC - manage your trade finance activities online
HBZeLocker - store sensitive data using strong encryption algorithms
Multiple log-in management allowing controlled access to multiple authorised users
Push banking service is an event-driven system - receive SMS alerts for the transaction of your choice
View and download real-time account history in either Excel™/XML
View authenticated SWIFT messages
View all your accounts centrally

Manage and monitor your account 24/7 via our secure, eBanking platform, HBZweb and HBZgsm (SMS alerts).

>> LEARN MORE

Online Banking Security

HBZsecure key add additional layers of security. HBZ has also introduced a new authentication process called HBZotp (One Time Password)for its HBZsecure Key users in order to further enhance security for HBZweb transactions such as HBZcms, etc.

This ensures that eBanking customers have four levels of security to protect their information and puts the power of access only in the hands of the user. You choose the level and complexity of your security, so you are assured of a secure banking session.

>> LEARN MORE

HBZ HONG KONG > OUR SERVICES > BUSINESS BANKING

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